annuity quotes



Note: Even if you don’t have a medical condition you may qualify for a higher annuity rate. Please fill in the form above to see if you qualify for an enhanced annuity rate!
Shopping around online for the best annuity quotations can be both stressful and time-consuming, but it doesn’t have to be. By spending a few seconds to fill up our online form, we can get you in touch with an expert annuity adviser, who will let you know about all the options you might be missing out on so you can get the best rates.
Why Get An Annuity?
An annuity is a tax-deferred investment policy that guarantees you a regular income for the rest of your life, which will be paid out to you in periodic payments.
Aside from the guaranteed lifetime income and tax benefits, annuities also offer the benefit of being flexible, with different types and features to choose from, so you can have your policy tailor-made just for you.
Take Advantage Of Your Open Market Option
Do you know that 6 out of 10 people purchase their annuities from their pension providers?
This means that 40% of those retiring are actually missing the chance to have a higher level of income during retirement.
If you don’t want to miss yours, you’ll want to exercise your Open Market Option. By doing this, you can consider other providers and look for the best annuity quotes in the UK, ultimately getting the best deal possible, which is nothing less than what you deserve.
Of course, exercising this option can take more time but by spending just a few seconds to fill up our no-obligation enquiry form, you can have a financial adviser search for the best annuity quotes for you, allowing you to potentially earn 40% more.
About Enhanced Annuities
One of the most popular types of annuities are enhanced annuities. These annuities provide higher rates based on the opinion of a shorter life expectancy.
The more severe your condition is or the lower your life expectancy is projected to be, the higher the annuity quotes. This does not mean, though, that you need to be seriously or terminally ill in order to qualify.
Here are some medical and lifestyle conditions that generally allow you to qualify for an enhanced annuity:
Angina
Arrhythmias
Atherosclerosis
Atrial fibrillation
Bladder disease
Cancer (some types)
Cardiomyopathy
Chronic Asthma
Chronic Obstructive Pulmonary Disease (COPD)
Crohn’s disease
Dementia
Diabetes
Digestive disorders (some types)
Emphysema
Endocarditis
Heart attack
Heart block
Heart valve disorders
High blood pressure
High cholesterol levels
Kidney disease (mild)
Liver disease
Lymphoma
Obesity
Peripheral vascular disease
Rheumatoid arthritis
Stroke (on a case-to-case basis)
Smoking
Ulcerative colitis
If you have even worse medical conditions, like cancer in an advanced stage, paralysis due to stroke or kidney failure that requires regular dialysis, you can qualify for impaired annuities, which provide even higher rates.